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| 10 Reasons Why Most People Do Not Achieve Financial Success? |
By:
Ray Lee |
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Reason 1: Lack of "know-how"
As our educations system does not teach the art of money making it is up to you to gain the necessary knowledge.
Gaining that knowledge is not easy; it takes time, discipline and effort. How many non-fiction books do you think the average person would have read in the last year? One? Five? In all probability, none. Even a bestselling non-fiction book sells in pitiful numbers, testimony to the indifferent attitude that most people have to learning.
If you want to succeed in any pursuit, you must gain knowledge in that subject. Learn by talking with those who have been successful, gain from their experience. And of course, read more books. Attending seminars, reading more books or listening to CD's, means you are actively pursuing knowledge.
Reason 2: Failure to set plans
Did you know that only 5% of the population se goals and only two per cent have any form of written goals? Their actions have a sense of purpose - they are results orientated, they are motivated, they are positive - they are life's winners.
Without a plan it is too easy to drift aimlessly, being tempted by the many lures that marketeers dangle to separate you from your money.
People fail to succeed because they never plan to succeed. It is not they plan to fail, they fail to plan.
Reason 3: Inefficient usage of time and poor work habits.
This reason for financial failure is related to poor planning. I wish I had a dollar for every time someone said "I haven't got the time". Nonsense! Everyone has the same amount of time; it's just that some use their time more efficiently. A good time manager can achieve up to 50% more in a day than someone who manages their time poorly.
Reason 4: Lack of Foresight
Having foresight is having the ability to predict the eventual outcome of a certain series of events well before that outcome is obvious. Achievers have an ability to look beyond the immediate and into the future.
Reason 5: The need to conform
If you behave like the majority, you will become part of the majority. Being part of a crowd may be comforting, but it is not financially rewarding. Dare to be different and you will be prepared to take the opportunities that surround you. It is the creative minority that seize the opportunities, and it is they who will eventually win through.
Remember all great causes start with a minority, and great achievements are done by those prepared to challenge convention.
Reason 6: Poor Debt Management
There is nothing wrong with borrowing money, but one very basic rule must be applied: the income generated from it must exceed what it costs, be careful too many people ignore this maxim!
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